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Exceeded Borrowing Limits?

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  • Exceeded Borrowing Limits?

    I exchanged about $20 into bitcoin in Sep. 2016. I entirely forgot about the funds until right now, a year later.
    So I go to see my funds and hopefully get them exchanged, but only to find that I my funds are no longer there. When I try to find a lender I get "You've exceeded your borrowing limits".
    I'm obviously newer to this.

    So, are my funds gone because I did not complete the transaction in time?

    Much obliged to anyone that helps.

    -Daniel
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